Free Benefits Tools & Calculators

20 Free Tools to Help You
Find & Estimate Your Benefits

Not sure where to start?
Take the Benefits Match Quiz — answer 5 questions and see every program your household may qualify for at once.
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Food
SNAP Benefits Estimator
Up to $973/mo
Estimated benefit, family of 4
Answer 4 quick questions and get your estimated monthly SNAP food benefit. No personal info required.
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Food
SNAP Income Limit Checker
130% FPL
2026 gross income limit
Enter your state, household size, and monthly income to instantly check 2026 SNAP income limits.
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Food
SNAP Recertification Calculator
Keep Your Benefits
Know your renewal deadline
Enter your approval date and certification period to get your exact SNAP recertification deadline.
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Food
WIC Eligibility Checker
185% FPL
2026 WIC income limit
Check if you or your child qualifies for WIC based on your state, income, and household composition.
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Housing
Section 8 Voucher Estimator
Up to $2,200/mo
Estimated voucher value
See how much housing assistance your Section 8 voucher may cover based on your area and income.
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Housing
Affordable Rent Calculator
30% of income
Recommended housing cost
Calculate the maximum rent you can safely afford based on your monthly income and expenses.
Utilities
LIHEAP Energy Estimator
Up to $1,400/yr
Estimated energy relief
Estimate how much LIHEAP heating or cooling assistance your household may qualify for.
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Utilities
Lifeline Eligibility Checker
Free Service
Monthly phone service
Check if you qualify for Lifeline free phone service based on income or program participation.
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Utilities
Weatherization Savings Calculator
$283/yr avg
Average energy savings
Estimate how much you could save on energy bills with free WAP home weatherization improvements.
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Healthcare
Medicaid Eligibility Checker
Free Coverage
For qualifying households
Check if you or your family qualify for free Medicaid health coverage based on state, income, and household.
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Healthcare
Medicare Cost Calculator
Save $2,000+/yr
With Medicare Savings Programs
Estimate your Medicare premiums, copays, and drug costs — and see how much you could save.
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Financial
EITC Tax Credit Estimator
Up to $7,830
Maximum 2026 EITC
Estimate your Earned Income Tax Credit based on your income, filing status, and number of children.
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Financial
Unemployment Benefit Estimator
Up to $823/wk
Maximum weekly benefit
Estimate your weekly unemployment insurance benefit based on your prior wages and state.
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Financial
Unclaimed Money Checklist
$1,700+ avg
Average claim value
Walk through every database where you may have unclaimed money — state property, IRS refunds, 401k.
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Seniors
Social Security Estimator
Up to $4,873/mo
Maximum 2026 benefit
Compare your monthly benefit if you claim Social Security at 62, 67, or 70 — find your breakeven age.
Seniors
Senior Savings Calculator
$3,000+/yr avg
Programs seniors miss
See how much you could save by enrolling in Medicare Savings Programs, SNAP, and other senior benefits.
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Families
Childcare Cost Calculator
Up to 95%
Of costs covered with CCAP
Compare childcare costs with and without CCAP subsidies for your household income and family size.
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All Programs
Household Budget Relief Calculator
Total savings
Across all programs
Enter your household info once and see your estimated total annual savings across all benefit programs.
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Seniors
RMD Calculator
Avoid 25% penalty
Required Minimum Distributions 2026
Calculate your 2026 Required Minimum Distribution based on your account balance and age using IRS Uniform Lifetime tables.
Not sure where to start?
Take the Benefits Match Quiz — answer 5 questions and see every program your household may qualify for at once.