Free Benefits Tools

20 Free Tools to Help You
Find & Estimate Benefits

SNAP, Section 8, Medicaid, EITC, Social Security, and more — all free, no account required, results in seconds.

Results are estimates only, based off current government data and information from the consumer. Benefits-Watch does not guarantee the availability of any services.

Take the Benefits Match Quiz
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20
Free Tools
100%
Free to Use
No Login
Required
Instant
Results
🎯
All Programs
Benefits Match Quiz
15+ programs
checked at once
Answer 5 questions and see different programs your household may qualify for — SNAP, Medicaid, Section 8, EITC, and more.
🧮
Food
SNAP Benefits Estimator
Up to $973/mo
family of 4
Answer 4 quick questions and get an estimated monthly SNAP food benefit. No personal info required.
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Food
SNAP Income Limit Checker
130% FPL
2026 gross income limit
Enter your state, household size, and monthly income to instantly check 2026 SNAP income limits.
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Food
SNAP Recertification Calculator
Keep Your Benefits
Know your renewal deadline
Enter your approval date and certification period to get your SNAP recertification deadline.
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Food
WIC Program Finder
185% FPL
2026 WIC income limit
Enter your info to see if you might be a fit for WIC based on your state, income, and household composition.
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Housing
Section 8 Voucher Estimator
Up to $2,200/mo
Estimated voucher value
See how much housing assistance a Section 8 voucher may cover based on your area and income.
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Housing
Affordable Rent Calculator
30% of income
Recommended housing cost
Calculate the maximum rent you can safely afford based on your monthly income and expenses.
Utilities
LIHEAP Energy Estimator
Up to $1,400/yr
Estimated energy relief
Estimate how much LIHEAP heating or cooling assistance your household may qualify for.
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Utilities
Lifeline Program Finder
Free Service
Monthly phone service
See if you may be a candidate for Lifeline free phone service based on income or program participation.
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Utilities
Weatherization Savings Calculator
$283/yr avg
Average energy savings
Get an average estimate of savings on energy bills with free WAP home weatherization improvements.
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Healthcare
Medicaid Coverage Finder
Free Coverage
For qualifying households
Enter your state, income & family info to see if Medicaid may be worth looking into.
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Healthcare
Medicare Cost Calculator
Save $2,000+/yr
With Medicare Savings Programs
Estimate your Medicare premiums, copays, and drug costs — and see how much you could save.
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Financial
EITC Tax Credit Estimator
Up to $7,830
Maximum 2026 EITC
Estimate your Earned Income Tax Credit based on your income, filing status, and number of children.
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Financial
Unemployment Benefit Estimator
Up to $823/wk
Maximum weekly benefit
Estimate your weekly unemployment insurance benefit based on your prior wages and state.
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Financial
Unclaimed Money Checklist
$1,700+ avg
Average claim value
See which databases you may want to check for unclaimed money — state property, IRS refunds, 401K.
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Seniors
Social Security Estimator
Up to $4,873/mo
Maximum 2026 benefit
Compare your monthly benefit if you claim Social Security at 62, 67, or 70 — find your breakeven age.
Seniors
Senior Savings Calculator
$3,000+/yr avg
Programs seniors miss
See how much you could save by enrolling in Medicare Savings Programs, SNAP, and other senior benefits.
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Seniors
RMD Calculator
Avoid 25% penalty
Required Minimum Distributions 2026
Calculate your 2026 Required Minimum Distribution based on your account balance and age using IRS tables.
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Families
Childcare Cost Calculator
Up to 95%
Of costs covered with CCAP
Compare childcare costs with and without CCAP subsidies for your household income and family size.
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All Programs
Household Budget Relief Calculator
Total savings
Across all programs
Enter your household info once and see your estimated total annual savings across all benefit programs.

Not Sure Where to Start?

Take the Benefits Match Quiz — answer 5 questions and see different programs your household may qualify for at once.

Take the Benefits Match Quiz →