Health Coverage in 2026 — Key Updates
2026 Medicaid income limits have been updated in most states following the annual FPL adjustment. Continuous enrollment protections that were in place during the pandemic have fully ended — if you haven't renewed your Medicaid recently, check your status to avoid a gap in coverage.
ACA Marketplace plans continue to offer enhanced subsidies through 2025 legislation, keeping premiums low for many households. If you got a job that offers insurance but find it unaffordable, you may still qualify for Marketplace subsidies. Medicare Part D costs changed in 2026 — Extra Help enrollment can significantly reduce prescription costs.